Guaranteed Rate · NMLS #329237
A mortgage is more than a loan—it's the foundation of your next chapter. I bring clarity, care, and decades of local expertise to every borrowing journey in Forest Lake and beyond.
About Barbara
For over two decades, I've helped families and individuals in the Forest Lake community find mortgage solutions that fit their lives—not the other way around. Based right here on West Broadway, I know this area, and I know the unique financial stories that come with it.
At Guaranteed Rate, one of the largest mortgage lenders in the country, I combine national resources with genuinely personal attention. Every application I handle receives my direct involvement from first conversation to closing day and beyond.
Mortgage Solutions
Whether you're buying your first home, refinancing, or planning for the future, there's a loan designed for your moment.
The journey begins with a conversation. I'll walk you through every option— from FHA and conventional loans to down payment assistance programs available right here in Minnesota—so you can move forward with confidence.
Lower your rate, shorten your term, or tap into home equity. I analyze your current situation with care and transparency, ensuring any refinance truly works in your favor.
Larger loans and non-traditional financial profiles require specialized expertise. I structure jumbo and non-QM solutions with the same diligence and personal oversight you'd expect.
Building your dream home is exciting—and complex. I guide you through construction-to-permanent financing, coordinating with builders and appraisers so the process stays smooth.
VA loans offer remarkable benefits for those who served. I understand the specifics—no down payment, competitive rates, and the VA funding fee—and ensure you receive the full advantage of your entitlement.
Expanding your real estate portfolio requires a lender who understands investment strategies. I help investors evaluate cash flow, structure appropriately, and close efficiently.
How It Works
We begin with an honest conversation about your goals, timeline, and financial picture. No pressure—just clarity on what's possible.
I review your options and recommend the loan structure that best serves your situation, explaining every detail in plain language.
Your application moves through Guaranteed Rate's streamlined system with my direct oversight. I keep you informed at every milestone.
You review, sign, and move into your new chapter. I'm available after closing too— this is a relationship, not a transaction.
"Barbara made what I thought would be a stressful process feel straightforward and even enjoyable. She anticipated questions I hadn't thought to ask and guided us to a rate we're still grateful for three years later."
— Forest Lake Homeowner
Get in Touch
Whether you have a specific question or simply want to understand your options, I'm here. Reach out by phone, email, or by filling out the form—and I'll respond personally and promptly.
Thank you for reaching out. Barbara will review your inquiry and get back to you within one business day.
